Hello! I’m Karima Osman, founder of Frugal Dash and a money coach with 12 years of experience in financial services. Working in this field taught me invaluable lessons about personal finance and building wealth, ultimately leading me to achieve financial freedom. My journey wasn’t easy; I had to navigate complex financial systems and figure out how to align my goals with my faith as a Muslim in a capitalist society.
As a practicing Muslim in the United States, I spent years simply saving my money in a bank account, only to watch inflation slowly erode its value. I didn’t realize halal investment options existed, so I stayed away from the stock market. But I’m here to tell you: there are halal ways to invest and grow your wealth in America.
If you’ve unintentionally taken on loans with interest, this course will help you become debt-free and set up a personal finance plan aligned with your values, positioning you for a comfortable retirement. My goal is to guide you through all the steps you need to achieve financial independence—so that someday, you can decide when to walk away from work without feeling tied to a job for life.
Personal finance isn’t complicated, but most of us aren’t taught the essentials in school. Many people have to figure it out on their own, as I did. But with my background, I’ve learned that building wealth is actually very straightforward once you know the steps. And getting this knowledge shouldn’t cost a fortune.
In this course, I’ll walk you through each step I took to reach financial freedom, pay off both my rental homes, invest in ways that align with my faith, and gain the freedom to take breaks from work without financial worry. Ready to take control of your finances and start building a future you can be proud of? Let’s get started on your path to financial independence—today.